Engagement Ring Financing

When you finance you agree to a payment plan or contract with the loaning entity.

Engagement ring financing. Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit. Financing an engagement ring allows you to purchase a ring that costs more than the cash you have on hand. Special rate of 9 99 apr with 48 equal monthly payments 2 2 the diamonds direct credit card is issued by wells fargo bank n a. Ideally you ll want to secure a 0 financing deal with the jewelry store or put the ring on a low or 0 apr credit card.

Enjoy 0 interest financing for up to 24 months on designer engagement rings wedding rings certified diamonds fine jewelry. Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring. Quick easy credit approvals with simple transparent terms. Your other payment options.

With those methods you should pay the ring off before the promotional period expires. Four main options are available when it comes to financing an engagement. Some jewelry stores offer 0 deferred financing for up to 12 months. The special terms apr of 9 99 will apply to the qualifying purchase and 48 monthly payments equal to 2 5567 of the original special terms balance are required.

The good news is it s easier than you think. Special terms apply to qualifying purchases charged with approved credit. Apply online in minutes today. However jewelers financing options may not have the best terms or interest rates and you generally won t get any cash back or rewards on the engagement ring purchase.

Obviously using a personal loan to finance an engagement ring will tack on a considerable amount of interest to the total cost of your ring. Common financing options include in house financing through the jeweler store credit cards and lease to own programs. If your eyes glaze over when it s time to talk wedding budget you re not alone. If you can qualify for the 0 deferred financing at the jewelry store and you can pay off the cost of the engagement ring within the promotional period usually 12 months then the 0 deferred financing offer is the best way to finance your ring and pay no interest.

Best way to finance an engagement ring. Promotional periods interest rates and monthly payments are agreed upon upfront.