Fine Art Insurance

10 000 of cover as standard for all your art and collections.

Fine art insurance. Axa xl is an expert fine art insurer provider that offers high standard insurance coverage for multiple classes of private collections from fine art collectibles and wine to antiques memorabilia and more. Covered property is the property described in the declarations but only if. Fine art insurance aon australia is a longstanding fine arts and antiques insurance specialist providing customised insurance for art dealers private collectors and some of australia s largest galleries. Inland marine fine art museum insurance.

We tailor insurance programs for many fine art related individual risks and businesses including personal art collections antiques art antiques dealers museums auction houses and commercial or corporate collections. Even then ask questions. Fine art insurance specialists offer coverage for highly valued works of art. To adequately protect your business against losses to your valuable artwork you ll need to purchase fine arts insurance.

What types of claims does your fine art insurance cover. This is a widely used insurance term meaning that all perils are covered except what the policy specifically excludes the list of exclusions on our fine art insurance policies vary depending on whether it is for a museum art gallery individual collector etc. The following discussion concerns coverage intended for businesses that own or collect art but are not in the fine arts business. However generally speaking the majority of fine art insurance policies do pay for direct physical loss or damage to covered property but only when that loss is from a covered cause of loss.

Given the mobile nature of fine art and museum collections many exposures can come into play. This coverage may be added to a commercial property policy by a separate form or endorsement often called a floater. In the world of insurance the term art extends far beyond photographs and paintings. With a hiscox home insurance policy you don t have to take out separate fine art insurance as we provide cover for your art and collections as standard.

Our fine art insurance provides broad all risk coverage. The brokers at these companies are specialists who understand fine art and how to protect it. A piece could be left unattended and vulnerable to theft. Fine arts coverage.

Art being shipped could have poor crating or packaging leaving it open to damage in transit. How hiscox home insurance cover protects your art.